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Share (Savings) / Club / Money Market
| Type | Rate | APY** | Details |
|---|---|---|---|
| SHARES | 0.10% | 0.10% | PRIMARY, SECONDARY |
| JUNIOR SAVER | 2.00% | 2.02% | $0 - $4,999.99 |
| 0.25% | 0.25% | $5,000.00 + | |
| CLUBS | 0.10% | 0.10% | CHRISTMAS (MATURITY DATE 10/31) |
| VACATION (MATURITY DATE 3/31) | |||
| *UPON MATURITY MONEY WILL TRANSFER TO THE PRIMARY SHARE | |||
| MONEY MARKET | 0.10% | 0.10% | $0 - $4,999.99 |
| 0.30% | 0.30% | $5,000.00 - $24,999.99 | |
| 0.42% | 0.42% | $25,000.00 - $74,999.99 | |
| 0.60% | 0.60% | $75,000.00 - $199,999.99 | |
| 0.70% | 0.70% | $200,000.00 + | Premier Share | 0.60% | 0.60% | Up to $50,000.00 balance |
| 0.10% | 0.10% | Balances over $50,000.00 |
**APY - Annual Percentage Yield
Note: Dividend rates are current as of February 1, 2024, and are subject to change without prior notice.
Be sure to check out our Premier Share rates under Rewards Accounts.
Share Certificates
| Term | Rate | APY** | Details |
|---|---|---|---|
| Special - 6 Month | 4.50% | 4.59% | $1,000 minimum deposit |
| 6 Month | 0.75% | 0.75% | 0 - $24,999.99 |
| 0.80% | 0.80% | $25,000.00 - $74,999.99 | |
| 0.90% | 0.90% | $75,000.00 - $199,999.99 | |
| 1.00% | 1.00% | $200,000.00 + | |
| 12 Month | 0.85% | 0.85% | 0 - $24,999.99 |
| 0.90% | 0.90% | $25,000.00 - $74,999.99 | |
| 1.00% | 1.00% | $75,000.00 - $199,999.99 | |
| 1.10% | 1.11% | $200,000.00 + | |
| 24 Month | 0.95% | 0.95% | 0 - $24,999.99 |
| 1.00% | 1.00% | $25,000.00 - $74,999.99 | |
| 1.10% | 1.11% | $75,000.00 - $199,999.99 | |
| 1.20% | 1.21% | $200,000.00 + | |
| 36 Month | 1.40% | 1.41% | 0 - $24,999.99 |
| 1.50% | 1.51% | $25,000.00 - $74,999.99 | |
| 1.60% | 1.61% | $75,000.00 - $199,999.99 | |
| 1.70% | 1.71% | $200,000.00 + | |
| 48 Month | 1.50% | 1.51% | 0 - $24,999.99 |
| 1.60% | 1.61% | $25,000.00 - $74,999.99 | |
| 1.70% | 1.71% | $75,000.00 - $199,999.99 | |
| 1.80% | 1.82% | $200,000.00 + | |
| 60 Month | 1.70% | 1.71% | 0 - $24,999.99 |
| 1.80% | 1.82% | $25,000.00 - $74,999.99 | |
| 1.90% | 1.92% | $75,000.00 - $199,999.99 | |
| 2.00% | 2.02% | $200,000.00 + |
Minimum deposit is $1,000.00.
**APY - Annual Percentage Yield
Note: Dividend rates are current as of February 1, 2024, and are subject to change without prior notice.
Early Withdrawal Penalty - We may impose a penalty if you withdraw funds from your account before the maturity date.
Traditional & Roth IRA Shares
| Term | Rate | APY** |
|---|---|---|
| Share | 0.45% | 0.45% |
| 12 Month | 3.00% | 3.04% |
| 24 Month | 3.50% | 3.56% |
**APY - Annual Percentage Yield
Note: Dividend rates are current as of February 1, 2024.
Broker Buster Share Draft
| Rate | APY** | Details |
|---|---|---|
| 0.00% | 0.00% | 0-$99,999.99 |
| 0.90% | 0.90% | $100,000.00 + |
**APY – Annual Percentage Yield
Note: Dividend rates are current as of February 1, 2024.