Purchase - Refinance

Purchase and Refinance Mortgage Features

• 80% Financing

• 97% financing with PMI

• 95% financing for purchase price of $75,000 or less - No PMI

• Fixed and Adjustable Rate Options

• No Closing Cost Option

• Renovation/Construction Options

• Owner and Non-Owner Occupied

• Escrow for taxes and insurance

First Time Home Buyer Mortgage Programs

• Our in-house program features:

  • Up to 90% Financing - No PMI

  • 95% financing for purchase price of $75,000 or less - No PMI

  • Fixed and Adjustable Rate Options

  • No Closing Cost Options

  • Escrow for taxes and insurance

• North Country Housing Council features:

  • Up to 80% Financing

  • 30 year Fixed Terms

For more information about our Purchase or Refinance Mortgages, please call (315) 393-3530 or visit one of our friendly Mortgage Loan Officers at any branch.