Share Draft


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St. Lawrence Federal Credit Union offers our members free share draft (checking) for individuals and businesses. No dividends are paid on share drafts.


Account Features

  • No minimum or maximum balance requirement

  • Free unlimited check writing with no monthly service charge

  • Free 24/7 access to all Electronic Services

  • Free Visa® Debit Card

  • Free Bill Pay

  • Free Mobile Banking and Mobile Bill Pay

  • Surcharge-free transactions at St. Lawrence Federal Credit Union-owned ATMs and more than 30,000 CO-OP locations


Check Ordering & Check Reorder

You can save time by ordering your checks online or by phone. To order online, click below.  To order by phone, call (315) 393-3530.


Funds Availability Disclosure

For more information about our share drafts, please call (315) 393-3530 or visit one of our friendly Universal Services Representatives at any branch.


Lost or Stolen Debit Card?

If you lose your debit card during regular business hours please call (315) 393-3530.

For lost or stolen debit cards after business hours please call (800) 472-3272.