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Accounts & Services Offered

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Traditional IRA

A Traditional IRA is an account that allows qualified tax-deductible contributions and also allows contributions and earnings to grow tax deferred. This means you do not pay taxes on your contributions or earnings until you withdraw them.

Roth IRA

A Roth IRA is an account that allows you to set aside after-tax income up to a specified amount each year. Both earnings on the account and withdrawals after age 59Ā½ are tax-free.

For more information about our Individual Retirement Accounts, please call 315-393-3530 or visit one of our friendly Universal Services Representatives at any branch.