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Free Kasasa Saver®

Build savings automatically while earning a high rate of return.

Free Kasasa Saver® is saving simplified. It links to your free Kasasa Cash® or Kasasa Cash Back® checking to help you build your savings effortlessly.

When you earn cash rewards in your Kasasa® checking, those earnings transfer into Kasasa Saver. Plus, Kasasa Saver pays up to 0.75% APY* every month! That’s Kasasa at St. Lawrence Federal Credit Union — free accounts with rewards that matter.


  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.75% APY* on balances up to $50,000
  • 0.75% to 0.45% APY on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free e-statements
  • Free mobile banking
  • No minimum deposit to open

It’s easy to earn your rewards!

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 1 ACH credit or ACH payment transaction post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements

And if you don’t meet these qualifications, don’t worry — your accounts are still free.
Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

Kasasa Saver Disclaimer:

*APY=Annual Percentage Yield. APYs are accurate as of 12/1/2020. Rates may change after account is opened. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by St. Lawrence Federal Credit Union (SLFCU) as ATM transactions and purchases made with non-SLFCU issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Qualification and rewards may vary by account. Account approval, conditions, qualifications, limits, timeframes, enrollments, logons and other requirements apply. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. Contact a financial services representative for additional information, details, restrictions, rate calculations, processing limitations and enrollment instructions. Federally insured by NCUA.

Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $50,000 receive an APY of 0.75%, and balances over $50,000 earn .30% APY on the portion of balances over $50,000, resulting in a range from 0.45% to 0.75% APY depending on the account's balance.

When Kasasa Cash or Kasasa Cash Back qualifications are not met, all balances in the account earn .05% APY.