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Planning for the future is an important step in your journey toward financial security. St. Lawrence Federal Credit Union offers a number of certificate options to help you save. We use a tiered structure so the higher the balance, the higher the dividend rate you receive.

  • Earn competitive dividends for terms of 6 to 60 months.
  • $1,000.00 minimum deposit to open a certificate. 
  • Dividends can be transferred to your other St. Lawrence FCU shares each month without penalty.
  • Share Certificate funds can be used as collateral for a pledged loan.
  • Early Withdrawal Penalty - We may impose a penalty if you withdraw funds from your account before the maturity date.

For more information about our Share Certificates, please call 315-393-3530 or visit one of our friendly Universal Services Representatives at any branch.