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APY=Annual percentge yield. Miminum deposit $1,000. Penalty for early withdrawal. Annual Percentage Yield as of 12/1/17. Limited Time Offer. New money only.


Planning for the future is an important step in your journey toward financial security. St. Lawrence Federal Credit Union offers a number of certificate options to help you save. We use a tiered structure so the higher the balance, the higher the dividend rate you receive.

  • Earn competitive dividends for terms of 6 to 60 months.
  • $1,000.00 minimum deposit to open a certificate. 
  • Dividends can be transferred to your other St. Lawrence FCU shares each month without penalty.
  • Share Certificate funds can be used as collateral for a pledged loan.

For more information about our Share Certificates, please call 315-393-3530 or visit one of our friendly Financial Service Representatives at any branch.