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Current Loan & Deposit Rates

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CREDIT CARDS

INTRODUCTORY RATE:       

Applies to ALL new credit applicants - 3% discount for 6 months based off Rate Matrix below:

CREDIT CARD RATE MATRIX:

CREDIT SCORE  REWARDS CARD *APR  NO REWARDS CARD *APR
A (690 - UP)        9.95%        8.95%
B (640 - 689)        11.95%        10.95%
C (600 - 639)        13.95%        12.95%
D (550 - 599)        16.95%        15.95%
E (549 - DOWN)        17.95%        17.95%

BALANCE TRANSFERS:

Balance Transfers are available for A, B and C credit scores.  0% balance transfer for 12 months then after the 12th month, rate reverts to the above rate matrix.

*APR = Annual Percentage Rate.
Note:  Interest Rates are current as of March 1, 2019.