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A Pledged Loan is using your share or share certificate as collateral.  You must keep on deposit in your share a sum equal to the outstanding loan balance until paid in full.  IRA and escrow shares are excluded.

Pledged Loans allow you to borrow up to 100% of your share or share certificate’s principal balance for terms up to 5 years at 3.00% APR* above the share or share certificate’s dividend rate.

*APR – Annual Percentage Rate
Note: Interest Rates are current as of July 1, 2021 and are subject to change without notice.