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With a St. Lawrence FCU Construction Mortgage, the member has one year to complete the construction project.  During construction the member pays interest only payments on the loan.   At completion of the construction project and final inspection we convert the loan to permanent financing.

St. Lawrence FCU’s Construction Mortgage features:

  • New construction
  • Refinancing with improvements
  • Purchase of existing home with improvements to be made
  • Our In-house First Time Home Buyer program can be used with construction loans
  • Escrow for taxes and insurance upon permanent financing

For more information about our Construction Mortgages, please call 315-393-3530 or visit one of our friendly Mortgage Loan Officers at any branch.