Share Certificates


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SLFCU Share Certificates

Planning for the future is an important step in your journey toward financial security. St. Lawrence Federal Credit Union offers a number of certificate options to help you save. We use a tiered structure, so the higher the balance, the higher the dividend rate you receive.

  • Earn competitive dividends for terms of 6 to 60 months

  • $1,000.00 minimum deposit to open a certificate

  • Dividends can be transferred to your other St. Lawrence Federal Credit Union shares each month without penalty

  • Share Certificate funds can be used as collateral for a pledged loan

  • Early Withdrawal Penalty - We may impose a penalty if you withdraw funds from your account before the maturity date

For more information about our Share Certificates, please call (315) 393-3530 or visit one of our friendly Universal Services Representatives at any branch.